01 — Growth
Equity Funds
Long-horizon capital appreciation, expertly assembled.
Actively managed equity mutual funds curated across market caps, styles, and themes — built for investors compounding wealth over decades, not quarters.
Equity funds pool capital into diversified portfolios of listed companies. As part-owner of India’s most ambitious businesses, your capital participates in earnings growth, cash-flow expansion, and re-rating over full market cycles.
Fig. 01 — Equity Funds
Growth
Horizon
5 – 15+ years
Risk
High
Liquidity
T+3
Ticket size
₹5,000+
How it works
A four-step process
01
Diagnose
We begin with your Risk Profile — a proprietary read of liquidity, temperament, and intergenerational intent.
02
Architect
A blended sleeve of large-cap, flexi-cap, and mid/small-cap funds is engineered to your mandate.
03
Deploy
Systematic phased entry (STP/SIP) buffers timing risk while retaining full equity participation.
04
Review
Quarterly fund reviews, semi-annual rebalancing, and unbiased switches when conviction warrants.
Chapter — Fit
Who this is for.
Equity Funds is not for every investor — and that is the point. We choose it deliberately, when the mandate calls for it.
01
Investors with a 5+ year horizon
02
Families building intergenerational wealth
03
Business owners diversifying concentrated equity
04
NRIs seeking rupee-denominated growth
Why it works
Structural advantages
01 / 04
Compounding
Historically, Indian equities have compounded at 12–15% CAGR over rolling 10-year windows.
02 / 04
Diversification
One allocation, hundreds of underlying businesses — vetted by managers we track.
03 / 04
Tax efficiency
LTCG on equity funds is taxed favourably vs. most alternatives.
04 / 04
Liquidity
Redeem within days — a working capital line disguised as a growth engine.
Reference — SEBI Categories
Regulatory framework
EQUITY SCHEMES
An equity Scheme is a fund that
- Primarily invests in equities and equity related instruments.
- Seeks long term growth but could be volatile in the short term.
- Suitable for investors with higher risk appetite and longer investment horizon.
Equity schemes as classified under SEBI’s Categorization and Rationalization of Mutual Fund Schemes.
01
Multi Cap Fund
At least 65% investment in equity & equity related instruments
02
Large Cap Fund
At least 80% investment in large cap stocks
03
Large & Mid Cap Fund
At least 35% investment in large cap stocks and 35% in mid cap stocks
04
Mid Cap Fund
At least 65% investment in mid cap stocks
05
Small Cap Fund
At least 65% investment in small cap stocks
06
Dividend Yield Fund
Predominantly invest in dividend yielding stocks, with at least 65% in stocks
07
Value Fund
Value investment strategy, with at least 65% in stocks
08
Contra Fund
Scheme follows contrarian investment strategy with at least 65% in stocks
10
Focused Fund
Focused on the number of stocks (maximum 30) with at least 65% in equity & equity related instruments
11
Sectoral / Thematic Fund
At least 80% investment in stocks of a particular sector/ theme
12
ELSS
At least 80% in stocks in accordance with Equity Linked Saving Scheme, 2005, notified by Ministry of Finance
01
Sector-specific funds (Pharma, BFSI, FMCG, Technology) concentrate exposure and are cyclical — timing matters.
02
Growth funds ride momentum; Value funds unlock re-rating over time; Contra funds bet against consensus and typically lag in bull markets.
*Also referred to as Diversified Equity Funds – as they invest across stocks of different sectors and segments of the market. Diversification minimizes the risk of high exposure to a few stocks, sectors or segment.
Considerations
What we tell you before you commit.
01
Short-term drawdowns of 20–35% are historically normal.
02
Style/manager risk — periodic underperformance vs. index.
03
Sequence-of-returns risk near withdrawal phases.
Frequently asked
Answered plainly
Should I choose active or passive?
Both, calibrated by segment. Large-cap efficiency favours index; mid/small-cap inefficiency rewards good active managers.
How many funds should I hold?
Typically 4–6. More than that dilutes conviction without adding diversification.
Is a SIP always better than lumpsum?
For fresh capital in volatile markets, yes. For deployed corpora at reasonable valuations, lumpsum wins on average.
Ready to explore this route for your portfolio?
A private, no-obligation conversation with one of our expert — begin with your mandate, not a product.